Monthly Archives: May 2019

What is a Personal Payday Loan Calculator Good for?

Choosing a good credit is never easy because many parameters need to be considered before applying.

  1. What do I want to translate?

  2. What amount do I need?

  3. How much repayment can I take?

  4. How long should the maturity be?

  5. Where can I apply for a loan without a bank change?

  6. Where can I prepay for free or for free?

  7. Where can I submit my credit request online?

  8. Where do I get the disbursement fee?

  9. Where do I get interest rebates?

To find the answer to all your questions, you should read and compare bank notices, which can take up to days. We understand if you do not want to bother with this and you would rather entrust this task to someone else. A Personal Payday loan calculator that can save you time and money!

Can I Trust a Personal Payday Loan Calculator?

The data in the calculator is constantly updated by the Personal Payday Loan Team based on current bank announcements – this also applies to temporary, even a few days, so you will always see up-to-date data in the calculator. Listed in a simple list, you can arrange bank loans for Personal Payday loans or quick loans.

Calculation is free and does not involve any commitment to you

Calculation is free and does not involve any commitment to you. You are probably thinking why this is worth it for us: we are in contract with most domestic banks, so we can compare them according to objective criteria – so it gets to the first place to offer the best offer based on the data you provide pay for this.

How Does a Personal Payday Loan Calculator Work?

The calculator works more easily than you think you just need to provide some data for the calculation:

  1. Set the amount of credit you need!

  2. You can use the smaller slider to set the length of time you want to repay your loan, ie how long it should run.

  3. If your monthly net income is over 250,000 forints, you should also check this out in the calculator, as most banks will be able to get the best deals from that amount.

  4. The same applies to the question of whether you are willing to make your income to the creditor bank. If your answer is yes, you can expect even better deals from the banks.

 

Credit: 10 Tips Before Ordering Yours

Just as important as getting credit is organizing yourself to use it the best way you can, without getting into debt or having trouble paying it on time.

You need to research the loan options, organize your accounts to know how much you will need, among other important factors.

Therefore, we have prepared a series of tips to help you apply for your loan correctly. Check out!

 

Know credit options with installments that fit in your pocket!

APPLY FOR YOUR PERSONAL LOAN

 

Tips for Applying for Credit

1) Research before you get the loan.

2) Be careful not to commit more than 25% of your income / monthly salary.

3) Do not delay the payment of the parcel for long not to have your name denied.

4) If you had to delay the loan, negotiate with your lender a installment of your debt.

5) See what other options you have, such as postponing the purchase or asking for a discount on the purchase of a product.

6) Pay your installments on time and do not delay the payment. That way you avoid the payment of fine and interest for late payment.

7) Do not take impulse loan. Most of the time when you will get better terms and interest rate if you plan and look.

8) Before taking out a loan, inform yourself of the credit conditions. Mainly see what the interest rate, what the amount of the installment and in how many months you will take it off.

9) Check your budget and see if you can pay the installments. See before hiring the loan if the installment fits in your pocket and if you will be able to afford it.

10) Choose the payment date closest to the receipt of your monthly salary. With this, you will schedule yourself better and you will hardly have the money to pay the installment on the right due date.

No-cost, no-bureaucratic personal loans

You can request your Personal Loan without cost, without commitment and without intermediation fee.

There are more than 20 partners between banks and financiers who can analyze your credit, without you needing to keep going from store to store looking for loan.

With this, you have more chance of getting suitable loan to your profile and solve your financial situation.

Do not waste time looking for your loan. Find the personal loan that fits in your pocket!

APPLY FOR YOUR PERSONAL LOAN

 Enjoy the visit and check out more tips on credit:

  • Needing money? Learn how to choose the best loan
  • What is pre-approved credit and how to hire
  • 10 Reasons Why You Choose Credit at Good Credit

 

 

Why does the financial plan fail after the first month?

What are these fashionable concepts and how dangerous they are. He’s unwillingly, but everyone is constantly implementing his own financial plan. Even if you have a financial plan that you don’t have. And even when you imagined something very precisely to which you are trying to keep yourself. Yet most of these processes are stuck. But why aren’t we able to go through our own plans?

What is Financial Planning? The purpose of financial planning is to tailor our financial resources to our ideas and thereby realize what we want.

Motivation is not strong enough during the financial perspective

Plans should be ranked to understand why we don’t get from 1 to 2:

  1. Immediate goals
  2. Goals in the medium term (1-3 years of income)
  3. Long-term goals (over 3+ years)

In humans, the self-rewarding reflex is working instinctively, which is strongly supported by the gathering inclination inherited from homo sapiens. What does this mean in the life of a 21st century man? Everything immediately and preferably yesterday.

The main narrative of all financial plans is the same:

  • homemaking
  • children’s future
  • health
  • pension

Then why is it that most of us are never able to achieve these goals? The answer is in human impatience and self-rewarding reflex. It is very difficult to inject into our brain and soul to pull ourselves together for years and to sacrifice everything for which the end result is not guaranteed at all!

Is a sparrow better today than a bustard tomorrow?

Most people are afraid to risk it. Home or retirement is a risk that is never guaranteed . We may never be able to achieve these goals with all our efforts. And over time, our motivation is shaking, ceasing, and transforming. They are replaced by secondary “typical goals”:

  • buying a car
  • dream holiday
  • restaurant, entertainment
  • computer, phone

 

The problem is always caused by the “ority”, that is, we see and live everything in the frame. The financial plan is like a diet that will not work if we are hungry. A good diet is consciously assembled and cares about our extra needs beyond our basic needs!

 

I think most of the financial plans, on the other hand, are specifically silly, because they always put everything under one goal. Its effectiveness depends solely on the strength of motivation. And then we can hope that our motivation will be stronger than the more easy and quicker access to side-by-side goals.

 

With smart goals, you need to make a smart financial plan

If we define smart goals, we never lose focus. We can minimize the risk that a side-way would be too easily displaced from our journey. This is crucial, as we can only achieve our goals that truly determine our lives.

This is so nice and good, but it is not self-evident that everyone sets the right goals. And if the goals are wrong, we can erode our whole plan by building on totally wrong bases. That’s why I always use LICO (opportunity, time, goal-oriented) tactics.

I can define smart and realistic goals by LICO, because I take my own possibilities into account, I can define the time and the goals instead of dreams, and I can plan their realization. So I will never miss anything, and I can really set good savings targets!

 

It is not very smart to constantly redesign

The bad financial plan is that we are constantly redesigning, changing the direction we have chosen for ourselves and our family. Those who do so are NEVER able to achieve their goals by themselves, since they always start from zero.

They are those who are controlled by their desires and determined by their dreams. They never get to one of the two.

What is the smart financial plan?

 

The key to creating a smart financial plan is that you are always on target-oriented, assessing the time horizon and the financial resources available. You ask yourself the most important question (and answer it): “How will I achieve my goal?”

The answer is the implementation plan itself, which acts as a kind of automatic system. You don’t have to convince yourself every month before you make a payment and keep working for a good purpose.

Three points of attention with a Personal Payday Loan

Living an exciting life means making plans. Just think of the purchase of a beautiful car, the studies of your children, the honeymoon, etc. These are all highlights that we live towards.

But to realize those dreams, we sometimes need some extra budget breathing space. By taking out a personal payday loan, for example. Although it is best not to go ice cream overnight. Discover the most important points of interest here!

What is a personal payday loan?

What is a personal loan?

In contrast to a home loan or a car loan, with a personal payday loan you have to account for a lesser extent for your purchase. You use the money for what you want: whether it is the reconstruction of your garden or the organization of a big party. Therefore, presenting a purchase invoice is not necessary to secure a personal payday loan.

A personal payday loan is a welcome way to accelerate a certain purchase or investment. But borrowing money also costs money of course. It is therefore not recommended to take out a loan for every major expense, because it unnecessarily increases the risk of financial problems. Always keep a close eye on your budget, and only use a personal payday loan for well-targeted investments.

Be careful with usury rates

Be careful with usury rates

Don’t just go into the sea with the first best lender. In some cases, usury rates are used, and they can break your acid. Determine in advance what amount you need and then listen to various credit institutions. A handy reference is the so-called annual percentage rate (APR), which indicates how much your loan costs per year. This includes interest, but also other costs (commissions, administration costs, insurance, etc.).

Tip: In certain cases it is recommended to borrow a slightly higher amount than necessary. This is because you may end up in a tranche with a lower annual percentage rate (APR), so you borrow more cheaply.

Consider your relatives

Consider your relatives

Did you know that you can take out a credit balance insurance not only for home loans but also for personal payday loans? It is the best way to guarantee your next 100% kin secure financial future. Knowing more? Please contact us. We are ready for you!